Finally buy that home in Costa Rica.
Without the fear.

The platform that guides you through it.
Human supervision. AI precision.

In Costa Rica — Guanacaste, Manuel Antonio, and beyond — real estate agents represent the seller, not you. No single platform coordinates the legal, the title search, and the professionals you need as a buyer. Until now.

See How It Works
Tamarindo · Guanacaste Nosara · Playa Guiones Flamingo · Marina Conchal · Reserva Potrero · Brasilito Jacó · Central Pacific Manuel Antonio · Quepos Dominical · Southern Pacific Sámara · Guanacaste Nosara · Playa Pelada 120K+ Americans live in Costa Rica
$707K Median property price in Guanacaste
~2,500 American buyers close on CR property each year
+12% Annual appreciation, Guanacaste coast (2019–2024 avg)
5 hrs Direct flight from Miami or Houston to Liberia

Guanacaste offers the most accessible coastal real estate for American buyers — established expat communities in Tamarindo, Nosara, Flamingo, and Conchal, ARCR-recognized title protections, and a fully dollarized real estate market. Caltern specializes in this region.

You don’t have to become the next horror story.

Real quotes from American buyers. Every one of these was preventable.

“Imagine buying titled property only to be told years later that you can’t build on it because the survey was done incorrectly.”

Costa RicaExpat property owner

“Our agent said he was representing us. Turned out he was also representing the seller. We found out at closing when the price changed.”

Costa RicaAmerican buyer, Tamarindo

“We paid for a title search. The attorney missed a lien. It took 18 months and a second lawyer to unwind it.”

Costa RicaAmerican buyer, Guanacaste

“The listing agent, the notary, and the ‘neutral’ lawyer were all feeding me lies – just milking me for additional fees.”

MexicoUS-based buyer, Puerto Vallarta

“One buyer paid €82,000 extra over five years – just by accepting the property ‘as is.’”

PortugalExpat forum, Lisbon region

Your entire buying team. One platform.
Only your side.

Caltern is the first platform that represents only you, the buyer. It runs your purchase like a structured project – and takes the hardest parts of buying abroad off your plate.

A guided process, milestone by milestone

  • Foreign title systems, maritime zones & local tax law – every rule known, every box checked
  • Wires, escrow & closing costs managed in-platform – known before you commit, not after
  • A clear verdict at every gate: proceed, renegotiate, or walk away

A vetted team that answers only to you

  • Every broker, attorney & inspector vetted to Caltern’s standard
  • They represent only you – never the seller
  • Their deliverables read, checked & explained in plain English

One flat price. Everything included.

  • The whole professional team inside one flat milestone price
  • We never take a cut of your purchase – 0% commissions, ever
  • Paid the same whether we say buy or walk away

Human experts, supervising throughout

  • AI precision, trained by the best cross-border professionals
  • Senior human experts review every step of your journey
  • Ready to step in whenever you want a person on the line

Every step, tracked in one place.

app.caltern.com

One journey. Four milestones. Never a commission.

A flat price per milestone — the whole professional team included, paid the same whether we say buy or walk away. And you pay per journey, not per property: take as many properties through a milestone as it takes — you pay for it once.

Explore
Find the one
Free
No commitment. Walk away anytime.
The one property you want to pursue.
Explore includes
  • Your personal brief — your dream, your finances, your preferred structure, captured once and briefing everyone who works for you
  • Your personalized Corridor Brief – the legal, tax & cost picture of your market
  • Curated shortlist from our vetted realtor network — brokers in-platform, every message tracked
  • Deep-dive analysis on your first 3 properties; keep exploring for a one-time $99
Milestone 1
Offer, Due Diligence & Structure
$4,900
Pay when you’ve found the one.
The property fully checked — and a clear verdict: proceed, renegotiate, or walk away.
Milestone includes
  • Vetted inspector & due-diligence attorney
  • US tax & US real estate attorney consults — the American team on your side
  • Structure advisory — individual, LLC, or foreign entity — plus formation of up to one entity on each side
  • Financing advisory — cash or mortgage, with lenders who underwrite US buyers abroad
Milestone 2
Legal & Title
$6,900
Pay when the verdict says proceed.
Every agreement executed — on your side of the table.
Milestone includes
  • Full buy-side attorney engagement
  • Full title study
  • Purchase agreement negotiated on your side
  • Lending agreement structured with your lender
Milestone 3
Escrow & Financing
$2,900
Pay when you’re ready to commit funds.
Your money moves safely.
Milestone includes
  • Licensed escrow agent
  • Fraud-safe wire choreography & currency guidance
  • Closing costs verified line by line — before money moves
Milestone 4
Closing & Transfer
$3,500
Pay when it’s time to make it yours.
You own it — confirmed.
Milestone includes
  • Notary & closing execution
  • Title transfer registered & verified yours
  • Utilities, HOA & ownership dashboard live

Total, all four milestones: $18,200

Pay for each milestone once — no matter how many properties it takes.

If a deal dies — even because we tell you to walk away — your completed milestones re-run on the next property free. Until you own, nothing you’ve paid is ever lost.

During your purchase

Expert by your side $400/mo

A senior cross-border expert reviews every deliverable with you — unlimited chat plus 45-minute sessions at every decision point. Cancel anytime; most buyers use it 2–3 months.

After you close

Ownership, handled $1,200/yr

Property taxes, HOA dues, registered agent, compliance, utility monitoring, and twice-a-year walkthroughs. Your local presence while you’re home in the US. First year included when you commit to all milestones.

Prices shown for $500K–$1M purchases, full professional team included, plus VAT where applicable. Government taxes, duties and title insurance are set by the state, not by us — your exact ladder is confirmed in Explore, before you pay anything.

Built by people who’ve helped Americans buy property abroad.

The team behind Caltern comes from the most forward-looking companies in PropTech — connecting the offline world of real estate transactions and management with digital products that make everything more accessible. Together, we’ve operated tens of thousands of properties across multiple states, making American real estate accessible to outside investors in a streamlined, efficient, cost-effective way. Now we’re doing the same for Americans buying abroad.

We watched smart, successful Americans get treated like marks the moment they crossed a border. So we built the platform we wished existed. Whether you’re a digital nomad, a retiree, or someone who simply wants a place in the sun — owning property abroad should be accessible to everyone. That’s what we’re building.

— The Caltern founding team

Cross-border real estate law

US and local transaction law, title insurance, and due diligence in every corridor

Local market expertise on the ground

On-the-ground transaction experience, vetted partner networks, local licensing per corridor

AI platform engineering

Workflow automation, milestone tracking systems, and multi-jurisdiction knowledge architecture

Operational real estate at scale

Decades of combined experience managing complex real estate portfolios and transactions

The moments that pay for themselves.

Illustrative examples, drawn from our due-diligence framework and corridor research.

−$45K
The renegotiation

An $860K villa. Inspection finds a roof at end-of-life; the registry shows $6,200 the seller claimed was paid. Verdict: renegotiate at $815K — with the reports to back it.

$0
The walk-away

Title study reveals a boundary dispute the listing never mentioned. The buyer walks. Every completed milestone re-runs free on the next property — cost of walking away: nothing.

6–8%
The no-surprise closing

Closing costs abroad can run 6–8% — and most buyers discover them at the table. Caltern shows the full number, verified line by line, before a single dollar moves.

Common questions

Everything you need to know before you start.

Have more questions?
Ask us anything — your market, your structure, your numbers. Instant answers, no pitch.

Your next property deal starts
with one conversation.

Whether you’ve already found the one or you’re just starting to look – start the conversation. No pitch, no pressure.

No commitment · No cost · Just clarity